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The process is quick, easy and can be done anywhere. So, what is a pre-approval? Put simply, it’s confirmation from a lender that you qualify for a mortgage loan. But unlike pre-qualification,
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A mortgage is a loan that a bank or mortgage lender gives you to help you buy. for a home, the pre-approval letter indicates to sellers that you're serious.
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The pre-approval process is fairly simple: Contact a mortgage lender (or multiple lenders at one time through LendingTree), submit your financial and personal information, and wait for a response. Pre-approvals include everything from how much you can afford, to the interest rate you’ll pay on the loan.
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A mortgage preapproval is a conditional green light from a mortgage lender that. to borrowers; you'll need to work with an approved lender to apply for a loan. This is by far the easiest way to make sure your are getting the best deal on.
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