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The number of Texans who were late with their home loan payments has dropped to the lowest level in more than two years. During the first quarter, 7.91 percent of Texas homeowners with mortgages were.

Texas’s reluctance to embrace home equity loans is well-known; it was not until 1997 that Texas voted, through a ballot initiative, to amend the Texas Constitution to allow such loans.[1] But, when.

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